After the birth of your baby you will receive a bill from the hospital with a balance due after insurance. Instead of blindly paying this amount call the number on the bill and request an itemized listing. According to http://www.maternityadvantage.com more than 90% of hospital bills have errors. When you get your itemized listing of charges go through it, find the errors, contact the financial office to have them removed, and then pay what’s left.

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Mama Cheaps is hosting a giveaway of the Ultimate Baby Bargain Guide. You can enter the contest by visiting MamaCheaps.com. The contest runs from today through Monday, the 27th at 7:59pm EST.

So what are we giving away? Everything!

FOUR lucky winners will have the opportunity to win one of four gifts.

1 of 1 Platinum Package
The Platinum Package includes immediate download access to ALL of the following:
Ultimate Baby Bargain Guide ($37)
Budget Spreadsheet ($20)
Bargain Website Directory ($19) – featuring Frugal Coupon Living
Quickstart Guide to Homemade Baby Food ($29)
Ultimate Baby Shower Guide ($29)
.
1 of 3 Silver Packages
The Silver Package includes immediate download access to ALL of the following:
Ultimate Baby Bargain Guide ($37)
Bargain Website Directory ($19) – featuring Frugal Coupon Living

You can see a description of all the above on the this page here.

Remember, to enter the giveaway you must visit MamaCheaps.com here.
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Cash is still King

Author: Josh

When shopping at yard sales, flea markets, consignment shops, classified ads, and even some retail stores…always use cash. Preferably small bills that you can count out. Counting out bills when negotiating for a better price is a powerful visual for the person selling the item you want. You can get a better price when you show the money than just offering a lower price without cash in hand.

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See if you qualify for the Women, Infants, and Children program commonly called WIC. WIC provides Federal grants to States for supplemental foods, health care referrals, and nutrition education for low-income pregnant, breastfeeding, and non-breastfeeding postpartum women, and to infants and children up to age five who are found to be at nutritional risk. It isn’t just for babies. Mom’s can get nutritional assistance through this program during pregnancy and continued as long as they are breastfeeding. Foods include things such as milk, cheese, eggs, peanut butter, bean, carrots, tuna, and cereal. This isn’t welfare and you don’t have to be dirt-poor to get help so check it out at http://www.fns.usda.gov/wic. To give you an idea, a family of 3 (mom, dad, baby) will be eligible if gross income is below $33,874/yr (July 1, 2009 – June 30, 2010).

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You research, plan, and buy all kinds of baby items. Then when baby arrives you are too tired to shop or cook. You end up ordering pizza or sending hubby to pickup Chinese or other fast food. Nothing can bust a budget faster than eating out. Don’t be afraid to ask close friends and family to prepare a meal for you. They would love to have a way to help out and an excuse to come by to see the new baby. Many church groups will do this as well. Additionally, cook and freeze other meals like lasagna and casseroles that can be thrown in the oven. Once you start cooking a bit crock pot meals, any time of the year, are great time savers. You throw the ingredients in and you don’t have to worry about turning or burning something when baby cries, needs changed, or fed. It’s also good because it is ready when you are ready instead of getting cold because you have to do one more thing with baby before you can sit down to eat. If you are thinking, how many chickens can you eat in a week…well, there is more to chicken and roast in the crockpot. Check out Stephanie O’Dea’s blog. She made a New Year’s resolution to cook with her crock-pot every day for the entire year of 2008! The cool thing is she posted what she made every day so you have no excuses for not using this tool a time or two a week or even every day for a couple of weeks.

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